Bernanke says there are some signs credit mkts are better but
they are "still quite strained." Banks and regulators are working
together to meet credit needs. Says when strains abate will have to cut
back special programs.
FDIC's Bair says FDIC remains committed to protecting
depositors, reviews recent steps. FDIC is looking at new ways to
structure guarantee program.
Tsy's Paulson defends TARP actions (asset purchases would not
have effective quick enough, hence capital infusion plans), does not
plan another capital infusion program, and confirms wants to commit
some TARP funds to the Fed.